The CM Punjab 3 Marla Plot Scheme 2026, also known as Apni Zameen Apna Ghar (AZAG), is a major housing welfare initiative launched to provide free residential land to homeless and low-income families across Punjab. With rising land prices and housing shortages, owning even a small plot has become impossible for many families—this scheme aims to change that reality.
Introduced by the Government of Punjab under the leadership of Maryam Nawaz Sharif, the AZAG program focuses on permanent land ownership, dignity, and long-term housing security.
What Is the CM Punjab 3 Marla Plot Scheme 2026 (AZAG)?
The Apni Zameen Apna Ghar Scheme 2026 is a welfare-based housing program that offers 3 Marla residential plots free of cost to deserving residents of Punjab who do not own any house or land.
Unlike loan-based schemes, this initiative provides direct land allotment, allowing families to build their homes gradually according to their resources—without interest, installments, or financial burden.
Key Features of the 3 Marla Plot Scheme 2026
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Plot Size: 3 Marla (approx. 675 sq. ft.)
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Cost: 100% free (no fees, no installments)
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Eligibility: Homeless and low-income Punjab residents
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Allocation Method: Transparent balloting
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Usage: Residential purpose only
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Construction Deadline:
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Start within 6 months
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Complete within 2 years
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Transfer Restriction: No sale, lease, or transfer for 5 years
These conditions ensure fair use and prevent misuse or speculation.
District-Wise Plot Distribution (Phase-I – 2026)
In the first phase, around 2,000 plots are being allocated across multiple districts of Punjab under approved government housing schemes.
Key Districts Included
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Jhelum
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Kasur (Pattoki)
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Faisalabad (Mamun Kanjan)
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Lodhran
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Okara
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Muzaffargarh
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Rajanpur
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Chiniot
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Khanewal
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Layyah
Each district has dedicated land reserved under AZAG, ensuring applicants receive plots in or near their home districts.
Who Can Apply for CM Punjab 3 Marla Plot Scheme 2026?
To ensure the scheme reaches only the truly deserving, the government has defined clear eligibility criteria.
Eligibility Requirements
Applicants must:
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Be a permanent resident of Punjab
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Possess a valid CNIC
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Not own any house or plot (self, spouse, or dependents)
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Belong to a low-income or homeless household
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Apply for the home district only
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Have a clean record (no serious criminal history or loan default)
Priority Groups
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Widows and women-led households
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Orphans
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Daily wage laborers
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Elderly citizens without property
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Persons with disabilities
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Residents of backward or underdeveloped areas
How to Apply for the 3 Marla Plot Scheme 2026
The application process is digital, transparent, and user-friendly, reducing the need for agents or manual handling.
Step-by-Step Application Process
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Visit the official AZAG / Punjab Government housing portal
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Create an account using CNIC and mobile number
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Fill in personal, household, and income details
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Upload required documents (CNIC, domicile, affidavit of no property)
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Select your district and housing scheme
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Submit the application and download a copy
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Wait for the balloting results
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If selected, receive an official plot allotment letter
⚠️ Applications are verified through NADRA and government records to ensure transparency.
Construction Rules After Plot Allotment
Once a plot is allotted, beneficiaries must follow official construction rules:
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Construction must start within 6 months
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Construction must be completed within 2 years
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Plot cannot be sold, leased, or transferred for 5 years
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Land must be used only for residential purposes
Failure to comply may result in cancellation of allotment.
Who Benefits Most From This Scheme?
The AZAG scheme is designed for families who:
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Have never owned property
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Live below the poverty line
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Depend on daily wages or informal work
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Are widows, elderly, or disabled
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Live in insecure or rented housing
This program ensures land ownership reaches the most vulnerable, not investors or middlemen.
Advantages of CM Punjab 3 Marla Plot Scheme 2026
Major Benefits
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Free residential land ownership
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Transparent digital system
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Fair balloting process
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Women empowerment through ownership
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Reduction in homelessness and slums
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Long-term housing security
The scheme promotes social stability and organized development across Punjab.
Important Advisory for Applicants
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Apply only through official Punjab Government platforms
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Do not pay any agent or fee
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Keep CNIC and family records updated
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Follow announcements from verified sources only
Final Words
The CM Punjab 3 Marla Plot Scheme 2026 – Apni Zameen Apna Ghar is a transformative step toward housing justice. By offering free residential plots, the Punjab government is enabling thousands of families to own land, build homes, and secure their future with dignity.
If you meet the eligibility criteria, this scheme could be your once-in-a-lifetime opportunity to become a landowner.
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